Business Insurance

The Peters Insurance agency offers multiple lines of business insurance to suit your company’s insurance needs.

• General liability insurance provides coverage for general mishaps that could result in a lawsuit to your company. It protects your business from third party claims for bodily injury, associated medical costs and damage to someone else’s property.
• Workers compensation is required by the state of VA, WV and NC for any business with three or more employees, including those operating as corporations, sole proprietorships, limited liability companies and partnerships, obtain workers’ compensation insurance or qualify as self-insured employers for purposes of paying workers’ compensation benefits to their employees. In MD and DC, it is required if you hire just 1 part-time employee. This covers your employees if they are injured on the job and is paid by the employer.
• Commercial Auto insures your business vehicles and employed drivers against liability and property damage. Ask us about including Hired and Non-Owned Autos.
• Business Catastrophe or Umbrella Insurance policies includes excess liability to hover over your general liability, commercial auto and/or workman’s compensation policies to provide excess liability. The coverage amounts can be anywhere from $1 – $5 million.

If you have any questions regarding this coverage, please contact us or request a quote.